These terms and conditions (“Terms”) govern your use of the website www.ambika-devi-chitfunds.com and the services provided by Ambika Devi Chit Funds Pvt. Ltd. (“we”, “our”, or “us”). By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website.

1. Introduction

Ambika Devi Chit Funds is a trusted provider of chit fund services. We offer a variety of flexible chit plans designed to help you achieve your financial goals. By using our website, you are agreeing to these Terms, along with our Privacy Policy and any other policies that are posted on the website.

2. Use of Website

• You agree to use our website only for lawful purposes and in a way that does not infringe the rights of others or restrict or inhibit anyone else’s use of the website.
  
• We reserve the right to suspend or terminate your access to the website if you violate these Terms.
  

3. Registration & Account

• To access certain features of our website, such as signing up for a chit plan, you may be required to create an account.
  
• You agree to provide accurate and up-to-date information during registration and to keep your account details secure.
  
• You are responsible for all activities that occur under your account, whether authorized or unauthorized.
  

4. Chit Fund Plans

• The chit fund plans offered by Ambika Devi Chit Funds are subject to availability and can be modified or discontinued at our discretion.
  
• By participating in a chit fund, you agree to contribute the specified amount periodically for the duration of the plan and to participate in the bidding process.
  
• You must adhere to the terms of the chosen chit plan, including the duration, installment payments, and auction procedures.
  

5. Payment Terms

• All payments for chit fund contributions must be made in accordance with the terms outlined for each plan.
  
• Payments must be made via the accepted methods indicated on our website.
  
• We may charge fees or commissions for certain services, which will be communicated to you at the time of enrollment.
  

6. Withdrawals and Claims

• After winning a bid, you are entitled to withdraw the pooled amount subject to the conditions of the chit plan.
  
• You are required to repay the chit amount in the agreed-upon installments, as outlined in the plan, to maintain eligibility for future bids and withdrawals.
  

7. Limitation of Liability

• Ambika Devi Chit Funds is not responsible for any losses or damages, whether direct or indirect, that result from your use of our website, services, or any information or materials provided on the website.
  
• We do not guarantee that the website will be free from errors or uninterrupted access.
  

8. Intellectual Property

• All content on the Ambika Devi Chit Funds website, including text, images, logos, and trademarks, are the property of Ambika Devi Chit Funds Pvt. Ltd. and are protected by intellectual property laws.
  
• You may not use, reproduce, or distribute any of the content on our website without our express written consent.
  

9. Governing Law

• These Terms are governed by and construed in accordance with the laws of India. Any disputes arising out of these Terms shall be subject to the exclusive jurisdiction of the courts located in [Insert City].
  

10. Changes to Terms

• We reserve the right to modify or update these Terms at any time. Any changes will be posted on this page, and the updated Terms will become effective immediately.
  
• It is your responsibility to review these Terms periodically to stay informed of any changes.
  

11. Contact Us

If you have any questions or concerns regarding these Terms and Conditions, please contact us at:

• Phone: +91 9177678432
  
• Email: ambikadevichitfundspvtltd@gmail.com
• Address: H.no:-4-1-751 Alampally Mainroad, Vikarabad 501101, Telangana